Monday, September 12, 2011

Money Games - Fun and Easy Cash and Change Games to Save Extra Money

Are you looking for fun and simple ways to save extra money? Would you like to accumulate cash for special purchases or favorite activities? Saving extra money for spending, unexpected expenses, and financial freedom can be fun as well as easy. "Found" money cash and change games are the answer.

Here are ten of my favorite money games. Though most of us have saved our change in a container at some time or another, these variations are more fun, and because of that, sometimes more profitable. You probably will come up with some clever variations of your own when you see just how effective these money games can be!

Dollar Bills Draw - Make small slips of paper labeled $1 or $2 or "Double", along with the name of the money goals you are working on. For example, you might have slips that say something like: $2 Grand Canyon trip, $1 Convection oven, $1 Fancy restaurant dinner, $2 Emergency fund, etc. Draw a slip on certain days of the week, and put the amount in your appropriate savings container or budget account. If you draw "Double", draw another slip and put twice the amount showing towards that goal.

Coins Draw - Make slips of paper labeled with your goals as in the Dollar Bills Draw. Instead of dollar amounts, mark them with change amounts such as $.05, $.10, $.25, or $.50. Draw a slip on some or every day of the week.

Coin Change - Save all the coin change you receive from regular spending on certain days of the week only for a particular goal. Spend your change as usual on the other days.

Dimes Only - Save all the dimes you receive for a particular goal, or save all dimes on particular days of the week only. Variations of this are Pennies Only, Nickels Only, Quarters Only, etc.

Coins a Week - Save all of the coins you receive for change for a week at a time, alternating with a week of spending them.

Coins a Month - Save all your coins change for a goal for a month at a time. Alternate with a month of spending of them.

Coins & Currency Rotation - For one week save certain coins of your choice. The next week save all $1 bills you come across.

Dollar Bills - Save all the $1 bills you are given back as change etc., paying with $5 bills or larger. Spend all of your change as usual during this game.

Dollar Bills a Day - Save all your $1 bills for certain days of the week only.

Dollar Bills a Week - Save your $1 bills for money goals for a week at a time, alternating with spending weeks.

Stick with the games while watching your extra cash accumulate and multiply. You'll soon see how fun, easy, and effective saving money by playing can be!

8 comments:

  1. Gamification of savings- that's a bright idea, and unfortunately, a hail mary to be applied on a major scale. Financial literacy- people should be educated in it.
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  2. I agree with that. Financial security can only be achieved with the proper knowledge of expenses management.
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  3. Proper way of savings need to be incremental as well. This helps develop the habit.

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  4. These are great ways to save money indeed. It is a brilliant idea to make saving a fun and exciting game in order to successfully implement your saving goals. It is also essential to practice controlling yourself about impulsive buying.

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  5. These are great and very useful techniques to save money. In my case, I always make it to a point to save at least 1/4 of my salary. I deposit my money to my bank and leave it there until it gets interests. That's my way of earning money.

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  6. These are very effective way in saving money. There are also a lot of things that you can do at home to earn extra cash. From affiliate program to investing stocks online where you can just sit at your couch and monitors online.

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  7. Great tips, I must say. the economy is performing really bad and the inflation continue to rise. It's extremely important to save money during this rough times.

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  8. You can also use the power of the internet to earn money. You can join PPC programs, though the earning is not big, it can still help. You can also apply for part time online jobs. This will give you the freedom to do the job anytime of the day. mortgage leads

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